Retirement Eligibility
Your eligibility for retirement depends on your age and creditable service you have earned. The retirement laws in effect on the date you leave state employment determine both your eligibility for a benefit and the provisions used to calculate your benefit.
The minimum age and service requirements for early and normal retirement are set by law.
Normal Retirement Eligibility
Non-Uniformed, Active Members
Hired before July 1, 2000
Age 65 with 5 years of service; or
Age 60 with 15 years of service; or
“Rule of 80” – age 48 with age plus service equaling 80 or more
Hired on or after July 1, 2000, but before January 1, 2011
Age 62 with 5 years of service; or
“Rule of 80” – age 48 with age plus service equaling 80 or more
Hired on or after January 1, 2011
Age 67 with 5 years of service; or
“Rule of 90” – age 55 with age plus service equaling 90 or more
Normal Retirement Eligibility
Uniformed, Active Members
Hired before July 1, 2000
Age 55 with 5 years of service; or
“Rule of 80” – age 48 with age plus service equaling 80 or more; or
Mandatory at age 60 (active only)
Hired on or after July 1, 2000, but before January 1, 2011
“Rule of 80” – age 48 with age plus service equaling 80 or more; or
Mandatory at age 60 with 5 years of service (active only)
Hired on or after January 1, 2011
Age 55 with 5 years of service; or
Mandatory at 60
Early Retirement Eligibility
Non-Uniformed Members
Hired before July 1, 2000
Age 55 with 10 years of service
*Benefit is reduced by .006 for each month prior to normal retirement.
Hired on or after July 1, 2000, but before January 1, 2011
Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.
Hired on or after January 1, 2011
Age 62 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.
Early Retirement Eligibility
Uniformed Members
Hired before July 1, 2000
Not eligible
Hired on or after July 1, 2000, but before January 1, 2011
Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.
Hired after on or after January 1, 2011
Not eligible
Early Retirement Eligibility
for Terminated-Vested Members*
Hired before July 1, 2000
Age 55 with 10 years of service
*Benefit is reduced by .006 for each month prior to normal retirement.
Hired on or after July 1, 2000, but before January 1, 2011
Age 57 with 5 years of service
*Benefit is reduced by .005 for each month prior to normal retirement.
Hired on or after January 1, 2011
Not eligible for early retirement.
Normal Retirement Eligibility
for Terminated-Vested Members*
Hired before July 1, 2000
Age 65 with at least 5 years of service; or
Age 60 with at least 15 years of service; or
“Rule of 80” – age 48 with age plus service equaling 80 or more
Hired on or after July 1, 2000, but before January 1, 2011
Age 62 with at least 5 years of service
Hired on or after January 1, 2011
Age 67 with at least 5 years of service
* Terminated-vested members are members who are vested with at least five years of service and have separated from employment from an MPERS- or MOSERS-covered agency prior to reaching normal retirement eligibility.